Think Prosperously, Behave Frugally

Here is a question from one of my readers that I thought was worthwhile to share with  you.


How do you think, especially speak, feel, and act as though you are rich, and…

A. not spend money you don’t have?

B. still give positive responses as though the money is here now to people asking you to do things you don’t have the money for???

How do you “feel” like the money is here now, when you see something you want to buy, and can’t responsibly do that?

My Answer:

You can accomplish the “feel” task during a quiet moment of meditation – a finite length of time. Sometimes I’ll just go lay down for a nap and let myself daydream and feel the abundance I’m hoping for, and allow my mind to experience its reality, even if it is just for a few minutes. That’s planting the seed, and turning it over to the subconscious.

Then when you’re back to life as usual, behave responsibly. Say no when an irresponsible purchase is tempting you. Determine the difference between an irresponsible purchase and one that may lead you to the solutions you are searching for.

If you have planted the seed, then you will be led to opportunities, and there may be a twinge of fear in taking advantage of them, but it is a different kind of fear than the kind that accompanies frivolous purchases. Deep down, if you have a clear vision of where you ultimately want to be, you’ll know the difference. If it’s the kind of fear that prevents your progression, then it is worth facing. If it is the kind of fear that protects you from making a mistake, then pay attention to it.

How can you know the difference? If you spend the time visualizing and feeling like I’ve suggested, then when the fear comes, you’ll know in your gut which kind it is.

Out of all I’ve just said, the part that most people will NEVER do is to take the time to daydream, visualize, and FEEL, and approach it like a task on their to-do list. Do it, then check it off, and watch for the opportunities to come. Do it, and notice how much more clearly it is to discern a distraction or trap from an opportunity.

When you get confused or fearful, do it again, check it off, and move your feet forward, expecting clarity to come as you go.

Be smart with your spending, only live abundantly in your mind, enjoying the “experience” of virtual prosperity, but then live life as normal. In time, circumstances will re-arrange themselves to open the right doors and bring you the right opportunities, until reality can reflect the images of your thoughts.

Optimism will lead you to financial solutions, but be smart and live responsibly in the here and now.

Above all, stick to sound principles. We got caught a big debt trap even several years after learning these principles, because we got too excited about changing things too quickly. It was a painful lesson to learn, so now I discourage you from using credit to purchase my trainings or products. I’ll tell you instead to read The Jackrabbit Factor FREE, and do what it teaches to obtain the money you need.

I strongly advise you to give 10% to charity and save 10% of your earnings as well, no matter what you make. If you can’t, then get another or better job, or cut back on your lifestyle. Yes, I just said that.

Build a solid financial foundation. Do the hard things now on the way to your dream. Establish sound financial habits that will follow you into prosperity. If you are careless with the little money, you’ll be careless with the big money. It happened to us. It’s pretty much a law of nature: human nature.

Pay attention to the market trends and don’t get caught up in the frenzies. There will always be ups and downs. And ups. If you missed a window of opportunity, just put your life and house in order so that you’ll be ready for the next one. Practice delayed gratification.

You might be surprised to know that we are not paying for our children’s educations – we’re teaching them that they will need to earn the money or get scholarships. We are teaching them to avoid debt like the plague, even for their education. So far so good. I hope they stick to it, even if it takes them longer to finish. I tell them to sacrifice, work, think long term, and watch the opportunities come. I believe God honors and blesses those who practice wisdom.

He also lets us do stupid things, so trust me – be wise. Be the weird one in your circle of friends who doesn’t have all the luxuries, because you’re working a long-term plan. As the old adage goes, the last shall be first and the first shall be last.

All the while, practice the principles of right-thinking. Have faith. Think optimistically. Create a vision for where you’re going. Trust in the Law of Rhythm, and the Law of Polarity, and the Law of Vibration, especially. Read all about these laws FREE, here.

When you’re out shopping with your kids and they beg you to buy something, don’t say, “I can’t.” Instead say, “I choose not to spend my money on that.” Speak to empower. Even if you can’t afford it, your mind will hear and feel the response  “I choose” differently than “I can’t.” And it time, you’ll see the effects. When the words you speak are in line with correct principles, your life can’t help but begin to move in a better direction. Originally published September 12, 2006

Related: To Debt or Not To Debt. Learn how the way you feel about the purchase can also affect the overall outcome.


Merry Christmas!

We didn’t get cards out this year. So here is our Christmas family update:

2018 was a wild ride! Besides finally buying a home in August, here’s what else happened:

Trevan Householder still works at ISOS Tech, consulting small businesses in their implementation and use of Atlassian software. He spent 10 days in Europe on a cycling trek and is preparing to teach the Guided Mindset Mastery program for our business online at nights in 2019. He was released (like everyone else in the world during April Conference) from being a High Priest Group Leader, and now serves as the 11-year old Sunday School teacher and scout leader in our new ward (congregation).

Leslie Householder – I’m still blogging, podcasting, and teaching classes about Rare Faith (the kind of faith that causes things to happen). I also continue to work at the temple baptistry every Wednesday and love it. Two of my three books are finally on Audible, and with the help of (and relief provided by) my new Executive Assistant and Program Director Caroline Skrdla, I’ve finally started doing more events again. 2018 took me to various locations throughout Idaho, Utah, and Arizona. Next year I’ll be speaking in some of those locations again, as well as at BYU-Hawaii, and on a Caribbean cruise in December. Join my newsletter to stay in the know!

Jacob Householder is 26 and a senior at BYUI in Financial Economics. He works for a company called Success Engine, building marketing campaigns for small businesses, and serves as the Director of International Outreach at the Columbus Center for Constitutional Studies, for which he put together a Healing of America Conference in Rexburg, and attended a memorable trip to Israel. He has also played a key role in setting up the new community building for the non-profit Spark Freedom Center in Rexburg. He was selected for the Wheatley Leadership Scholarship and was also awarded an internship, for which he’ll go to Washington DC for training next month.

Nathan Householder is 23 and also attending BYUI. He’s also stayed busy working for Success Engine, and volunteering his spare time to BYUI Student Support, for both the Get Connected and I-Night events at the school. He also volunteered countless hours for the Healing of America Conference in Rexburg in October. He is a business major but is still considering all his options. He keeps the family laughing with his Memes for Days and is a compassionate big brother to all his siblings.

Kayli Householder is 20 and still serving in the Salt Lake City West mission of the Church of Jesus Christ of Latter-day Saints, currently working with the deaf community in ASL. It’s been a rough year but she’s stuck it out and has learned and grown so much. She loves the people she works with, and we’re looking forward to her return on February 26, 2019.

Jared Householder is 19 and spent a semester on Scholarship at BYU Provo. He then came home for the summer/fall to work and save up his money. He plans to do another semester beginning in January, but this time from home while he continues to work at Geno’s Pizza in Queen Creek. He spends his free time developing his mad Nintendo skills and sometimes talks me into trying to beat him. When he’s not playing, I get on his case for wasting his talents.

Nicholas Householder is 17 and has been burning the candle at both ends. But he seems to like it that way because I can’t seem to get him to slow down. He is a Junior at Benjamin Franklin High School and currently taking two AP classes, attending EVIT for Anatomy/Physiology in prep for certification as a Massage Therapist, Myopractor, or Physical Therapist (he’s still deciding), and also works part time at Johnny Rockets. Sometimes he operates on 3-4 hours of sleep for days in a row. Despite his schedule, he still manages to go to the temple baptistry each week.

Bethany Householder is 15 and has taken up theater at the Queen Creek Performing Arts Center. She had a blast performing in Madagascar Jr., Saturday’s Warrior, and High School Musical 2. She loves to dance and loves spending time with her friends. She says she hates school but still works hard to do well. She surprises herself by doing better than she expects, more often than she’ll admit.

Sarah Householder is 12 and finally out of Primary. Wasn’t too pleased about the recent announcement, which – had it been announced just 12 months earlier – would have spared her the agony of the last eleven months. She LOVES Young Women’s and can’t wait for Girl’s Camp. She plays the cello (but recently asked if she could take a break), and also enjoys theater with her sister. She had a great time being in Saturday’s Warrior at the Queen Creek Performing Arts Center over the summer.

Tom (not pictured) is our cat and we love him.

At this time, we testify that nothing else matters as much as our love, devotion, and reliance upon our Lord and Savior Jesus Christ, whose birth we celebrate. He is our ROCK, and our Redeemer. He has carried us through hard times, and given us the strength to put one foot in front of the other when we have felt like we had nothing left. It is only by Him and through Him that we accomplish anything worthy, and for that I am eternally grateful for His love, compassion, and mercy. May we always remember Him in all that we do.

We hope you have a wonderful Christmas and a very prosperous New Year.

With love, from the Householders


Thinking Right at Christmas

The following was shared with me as “A Letter From Jesus,” author unknown. It helped me remember to keep peace in my heart in spite of society’s sometimes seasonal conflicts. Since happiness at Christmastime should be measured NOT in terms of money spent but joy shared, let’s be peacemakers and consider these alternative ways to spend our energy this season:

Dear Children,

It has come to my attention that many of you are upset that folks are taking My name out of the season. Maybe you’ve forgotten that I wasn’t actually born during this time of the year and that it was some of your predecessors who decided to celebrate My birthday on what was actually a time of pagan festival (although I do appreciate being remembered anytime).

How I personally feel about this celebration can probably be most easily understood by those of you who have been blessed with children of your own. I don’t care what you call the day. If you want to celebrate My birth, just GET ALONG AND LOVE ONE ANOTHER. Now, having said that, let Me go on.

If it bothers you that the town you live in doesn’t allow a scene depicting My birth, just get rid of a couple of Santas and snowmen and put in a small Nativity scene on your own front lawn. If all My followers did that, there wouldn’t be a need for such a scene on the town square because there would be so many of them all around town.

Stop worrying about people calling the tree a Holiday tree, instead of a Christmas tree. I made all the trees. You can remember Me any time you see any tree. Decorate a grape vine if you wish. (I actually spoke of that one in a teaching explaining who I am in relation to you, and what each of our tasks were. If you have forgotten that one, look up John 15:1-8.)

If you want to give Me a present in remembrance of My birth, here is My wish list. Choose something from it.

1. Instead of writing protest letters objecting to the way My birthday is being celebrated, write letters of love and hope to soldiers away from home. They are terribly afraid, and lonely this time of year. I know, they tell Me all the time.

2. Visit someone in a nursing home. You don’t have to know them personally. They just need to know that someone cares about them.

3. Instead of writing your President complaining about the wording on the cards his staff sent out this year, why don’t you write and tell him that you’ll be praying for him and his family? Then follow up. (It will be nice to hear from you again.)

4. Instead of giving your children a lot of gifts you can’t afford and they don’t need, spend time with them. Tell them the story of My birth, and why I came to live with you down here. Hold them in your arms and remind them that I love them.

5. Pick someone that has hurt you in the past and forgive them.

6. Did you know that someone in your town will attempt to take their own life this season because they feel so alone and hopeless? Since you don’t know who that person is, try giving everyone you meet a warm smile. It could make the difference. Also, you might consider supporting the local Hotline: they talk with people like that every day.

7. Instead of nit-picking about what the retailer in your town calls the holiday, be patient with the people who work there. Give them a warm smile and a kind word. Even if they aren’t allowed to wish you a “Merry Christmas,” that doesn’t keep you from wishing them one. Then stop shopping there on Sunday. If the store didn’t make so much money on that day they’d close and let their employees spend the day at home with their families.

8. If you really want to make a difference, support a missionary — especially one who takes My love and good news to those who have never heard My name. You may already know someone like that.

9. Here’s a good one. There are individuals and whole families in your town who not only will have no “Christmas” tree, but neither will they have any presents to give or receive. If you don’t know them (and I suspect you don’t) buy some food and a few gifts and give them to the Marines, Salvation Army or some other charity and they will make the delivery for you.

10. Finally if you want to make a statement about your belief in and loyalty to Me, then behave like a Christian. Don’t do things in secret that you wouldn’t do in My presence. Let people know by your actions that you are one of Mine.

Happy Winter Holidays,


P. S. Don’t forget — I am God, and can take care of Myself. You don’t have to protect or defend me. Just love Me, mind your own business, and do what I have told you to do. I’ll take care of all the rest.


Mother Teresa operated under these principles and provided a wonderful example. In her words, “I was once asked why I don’t participate in anti-war demonstrations. I said that I will never do that, but as soon as you have a pro-peace rally, I’ll be there.”

I’ve noticed this with my children: If one child misbehaves, and a second child harps on them to stop, a third will pipe in to yell at the second for being too loud, and it isn’t long before everyone is yelling at everyone else to be quiet. Oh, the irony.

With all that said… Merry Christmas! I am eternally grateful for the love of God that I feel when I follow the teachings of Jesus Christ. I celebrate His birth. I glory in his mercy, and feel awe at his majesty. May His spirit fill your hearts and homes with love at this time, and may there be Peace on Earth, and Good Will Toward Men! Originally published December 6, 2007


The Longer the Impact, the Greater the Gift

Save a lot of money this year by remembering that expensive gifts usually have short impact value.

This is the time of year when we reflect on the things that have had the most significant impact in our lives.

For example, we celebrate Thanksgiving to commemorate the Pilgrim’s first successful harvest in the New World, even though only 1/2 of the Mayflower’s original passengers and crew lived to enjoy it.

It had a long-lasting impact because it signified their survival – they had risked everything to enjoy the gift of freedom and the hope of prosperity, and eventually the effects of their success would be experienced over nearly 400 years by more than a billion others in the future.

It reminds us to turn our hearts in thanks to God for all that we have, even when things are rough. Here in America, we think about our Founding Fathers with reverence and gratitude, for nourishing and bringing to fruition the seeds of freedom that were planted with that first crop of the Pilgrim’s corn.

Christmas also celebrates freedom.

Christmas marks the birth of Jesus Christ, whose mission satisfied the eternal demands of justice, so that all people could become free from the heavy burdens that always accompany sin. There is no greater gift, because its impact is eternal… and a gift just can’t get any longer-lasting than that.

So as you look ahead and think about what gifts you will give your loved ones this season, think about the kinds of gifts that will have the longest impact.

The longer the impact, the better the gift.

What kinds of gifts can have long-lasting impact?

It might be finally having that healing conversation that’s long overdue. It might be seeking the help you need to give up an addiction that has brought pain and suffering to your family. It might be giving support to a loved one’s dream in a more meaningful way than you’ve given in the past.

But whatever it is, remember that the things that cost the most often have the shortest impact value. You can save a lot of money this year by thinking of “Impact Longevity”.

And if you want to help someone you love have a new dose of hope, joy, or peace of mind, then consider sharing the Rare Faith principles you’ve been learning here. Show them how they can find hope, joy, and peace of mind for the rest of their life, no matter what challenges may come.

If you do, the impact of your gift could save a marriage, restore someone’s faith in God, or strengthen a family, and the impact could literally be felt for generations and beyond.

Merry Christmas, from my family to yours.