A public apology to Dave Ramsey

daveramsey

For years I heard about Dave Ramsey and I’m embarrassed to say that (without listening to him myself) I had him pegged as the guy who helps broke people manage their limited supply, while I elevated myself as the teacher who helps people expand their supply.

At first pass, this may appear to be the case. But I want to set the record straight.

Listening to Dave Ramsey’s podcast and daily radio show has become one of the most inspiring, motivating things I do for a number of reasons:

(Pay special attention to reason #2)

1) Dave’s advice is solid. Scripturally sound too, if that matters to you. I honestly wish we had been listening to him back when we first started making a lot of money. If we had, we wouldn’t have nearly lost it all in 2008.

2) The good news is that the principles I teach help you get what you want. The bad news is that the principles I teach help you get what you want. Did you catch that? They work even if you set stupid goals. Dave’s program helps you choose smart goals. REALLY SMART GOALS.

3) In the past, I’ve offered psychological strategies for getting out of debt. While they make sense according to the principles, human beings do a better job getting out of debt by following his advice than they do mine. In time, I hope to update some of my materials to reflect my evolved point of view. My tips may seem good and right as they are, but the fact is, he’s got a longer track record of helping MORE people actually achieve the debt-free goal, and I’m not ashamed to tell you that.

4) I thought Dave was only about managing a limited supply. The truth is, he has a LOT to say about how to expand your cash flow. I never realized that before! Combine his tips with the principles you’ve been learning from me, and holy moly, you’d be unstoppable.

5) I thought Dave’s audience was only low income wage earners, and that high earning entrepreneurs had nothing to learn from him. GASP! Those of you who are already fans of his know how wrong I was. He has SMART guidance for helping you increase your income through entrepreneurship, if that is one of your goals.

6) The principles I teach are a powerful and appropriate rescue when you’re in crisis. But once you get on your feet and start building for your future, his advice will keep you on a solid path. It will keep you out of debt. It will keep you prepared for emergencies, it will keep you on track toward building wealth, and prepare you to give like no one else. At any point along the way, if you face another crisis, apply what you’ve learned from me to exercise faith and get yourself back on track quickly. Use the principles to achieve his baby steps in record time!

7) His baby step goals do not have to replace the goals you already have… but I do encourage you to listen to his podcast for a couple weeks and consider following his advice on what would be the smartest ORDER for obtaining them.

8) He’s entertaining and seriously MOTIVATIONAL! There’s nothing more powerful than hearing people accomplish seemingly impossible things. Like paying off your house in your 20s, or paying off $500,000 in student loan debts in only three years, starting out making only $50K/year. We’ve already made more progress since listening to him than we were making before.

9) Dave loves to point out how most people who follow his baby steps usually end up getting raises, promotions, or increased business revenue in the process. He says that God tends to bless the person who is on the right path, and I believe that wholeheartedly.

10) Some people disagree with his investment recommendations. I’m not qualified to comment on those. But I do appreciate the education I’ve been receiving, so that I can at least make more informed choices than I’ve been able to make in the past.

Oh, there are plenty of other reasons I’m excited about Dave Ramsey and what I’ve been learning, but just so you know, getting paid to promote him is NOT one of them. He doesn’t know me from Adam – I’m just another one of his listeners.

I just know that if you are feeling a little uncertain about what goals you should choose next, or uncertain about how to get out of debt, or uncertain about how to do what needs to be done without going into more debt, or if you just want to know what it feels like to not HAVE any, then I wholeheartedly encourage you to listen to his daily radio show or podcast.

I have colleagues who do not agree with his philosophies. I have colleagues who don’t agree with me, either. I don’t always say the same thing as other mentors or gurus (here’s why). The fact is, different mentors’ messages have had particular application to our situation at different times along the way.

But these recent years have been the right time for us to learn from Dave.

At other times, other mentors have been right for us, even when they had different counsel for us than what Dave would have taught. It’s all good. It’s all about getting the right advice at the right time. Not always because it is necessarily the best, but because sometimes we need to learn something from the experience, which helps us become more effective teachers.

(Remember the sidewalk and picnic analogy at the beginning of The Jackrabbit Factor free download?)

Some of the advice we’ve received over the years has been very expensive and painful – but the lessons we learned had a purpose. Without those lessons and life experiences, I never would have become the award-winning three-time international bestseller of The Jackrabbit Factor, Hidden Treasures: Heaven’s Astonishing Help with Your Money Matters, and Portal to Genius

So… I guess it’s okay.

Still, I would have preferred to learn my lessons from other people’s mistakes (such as Dave’s) instead of my own. It would have been so much faster! It might be faster for you, too.

Anyway, Dave’s message may not be right for everyone right now (for whatever reason) but it’s a whole lot MORE right for more people than I ever gave him credit for.

Sorry, Dave!

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Choosing a Bullet-Proof Goal (“I Don’t Know What I Want!”)

Here’s a question that comes in quite often – so let’s just address it once and for all.

Have you ever wondered:

“How am I supposed to apply the principles to achieve a goal, if I don’t even know what I really want?”

When you’ve selected the right goal, it’s practically bullet-proof. Nothing will sway you from pursuing it until it’s yours – no matter what obstacles may arise.

I remember feeling discouraged about a goal years ago – after having attended almost 100 seminars (at that point), and having read countless books about success.  I was inspired and motivated by nearly every one of them, but my frustration only grew as time went on and I didn’t have a success story of my own.

My frustration came to a head after watching the movie “Rudy” about the young man who dreamed of playing football for Notre Dame. Based on a true story about Rudy Ruettiger, I came away from the movie celebrating my potential because I could see that anything was possible for someone who passionately chased a dream… until it hit me.

My heart sank as I lamented, “Is there anything that I want THAT bad? I wish I could feel that passionate about something.”

Sure, there were plenty of things I wanted – there was no lack of need or desire in my life for better conditions.  What I lacked was the passion and determination to face and conquer all of the obstacles that would always get in the way.  No matter what “desire” I identified, the moment an obstacle would crop up, my faith would waver and I’d begin to question its possibility.

To that point, I had not found anything I could be so passionate about that the obstacles wouldn’t derail me.

When my son was born with a heart defect, and the Primary Children’s Hospital in Salt Lake City saved his life, I thought: surely I’ve found something I can finally be passionate about. I would become wealthy so I could donate a portion of my wealth to the hospital.

Well, that passion lasted until the next bill was due, when I immediately fell back into survival mode, fearful and angry all over again.

“Where is my passion now?” I wondered.

What I didn’t realize, was that my Father in Heaven was steering me through some very specific experiences, so that I would be able to discover, recognize, and appreciate my life’s passion when it came time for it to finally be revealed.

(Now, I’m not saying that my life’s passion doesn’t change or evolve over time; I feel strongly that it does. I’m just talking about looking for, and finding passion and purpose in the NEXT goal, on which I was to put my focus and energy.)

So if you find yourself in this same sort of dilemma, I’ve discovered something that can help:

Just as you can use the principles to find an opportunity, enjoy a certain kind of relationship, or experience better health; you can ALSO use the principles to *figure out what you really want*

Set a goal to find an awesome goal!

Your statement might say something like this:

[Date] – I am so happy and grateful now that I have identified a goal that is worthy of me. It takes no effort to remember what it is, because frankly, I can’t get it out of my mind! I am so excited about this one, because I know it’s mine, and no matter what obstacle gets in my way, THIS is bigger. I know that it’s a goal that God wants for me, too, which makes it so much easier to believe that a way is prepared for me to accomplish it – no matter how impossible it may presently seem.  I know this, because I have felt (and recognized!) strong impressions that this is precisely what I’m meant to accomplish. I am ready to honor it and take action, no matter how scary it may seem. How amazing it feels to be on a real ‘rabbit’ hunt!  I could really get used to this feeling of focused, guided sense of certainty!

If you set a goal like this, be ready to honor the idea when it comes to you. You’ll know it when you get it, but it will probably cause feelings of anxiety as you consider the possibilities it represents. Be ready and willing to act on it, no matter what.

Ask for the dream when you’re ready and willing to take the next step toward accomplishing it.  That it shows up in your mind and heart with an assurance that it is right, means that it is as good as yours if you will follow the path prepared for you to receive it.

And if you still need help figuring out what your next path or step should be, attend a Genius Bootcamp. This is exactly what I created this event is for. You’ll come away with the answers and assurance you’re looking for. And to be clear, we don’t tell you what the answers are, we simply create the environment, training, and support that helps you identify your very own absolutely clear answer, even while you’re there.

Do not retreat!  Have courage, and it will all come together in the right way and at the right time.

You’ll participate in miracles!

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Why choose joy

Today’s amazing share comes from Mindset Mastery Program participant Stephanie Lee (stephanieleeart.com). Worth reading to the end…

Hi All,

I’m taking a FB fast through the rest of June but HAD to break it just long enough to log in here and share some cool experiences I’ve had this week. It’s a little long, so grab a cup of tea or box of donut holes and settle in. 🙂

1. I’ve been sleeping too hot lately and decided we needed a ceiling fan for our bedroom. Something small and low profile and JUST enough to draw the cool air in from the window. I don’t like sleeping in wind. 🙂 I made a little quick movie of how it would feel in my mind and then went about my day. Today, I went to help my daughter pick up a bed she bought off FB marketplace from up the road and while I was there, the lady said “We have other stuff we are getting rid of if you need any of this” she sweeps her hand across the room and I see a white ceiling fan sitting on a chair. I ask her how much she is asking for it and she said “Nothing. You can have it.”

2. At the concert mentioned next, we see someone walk right in front of us with a large Tupperware container of Rainier Cherries. It’s cherry season here and they are abundant but they are still as expensive as all get out. Rainier cherries are my favorite and I said to Vince “Dang, those look good! I want to get my hands on some. I wish someone we knew had a tree with more than they can eat that we could just go pick.” Within ten minutes I get a text from a friend that I didn’t know even had any cherry trees saying “I have too many cherries. If you want to come pick some, come help yourself before the birds get them.”

3. I get a text on Monday from my daughter who (also texting her dad at the same time) said “You two have a date Wednesday night to see Chris Isaak at the Britt.” It’s our favorite outdoor concert hall – small and surrounded by lovely trees – and Chris Isaak is someone we both have enjoyed for years.

She had purchased us lawn seating because that’s all that was left. Lawn seating meant getting to the box office at 3 to pick up our tickets and then getting in line at the gate to wait for it to open at 6. The line, by then, would already be quite long from the people who already had their tickets in hand and then the rush would happen when the gates were opened and we all clamored for a space on the grass. The concert didn’t start until 7:30 so the thought of 4 1/2 hours of waiting was dreadful. All this on the hottest day of the year so far – a heavy, muggy, 97 degrees. Rain showers certain.

In front of the grass is a 1/3 circle of comfy benches, reserved seating, of course. In front of the benches is a small, lower artificial lawn which doubles as an orchestra pit in during symphony season. The absolute BEST seats in the house are the front row of benches, within 40 feet of the stage, if that. Even if the people in front of you in the pit are standing/dancing, you can sit comfortably and see right over their heads.

At about 11 am, I called to see if, by chance, there were any seats available for an upgrade. There were two…on opposite corners of the benches. We debated and decided we’d rather sit uncomfortably on the lawn (where it’s hard to get comfy and there are people potentially crammed up close or standing up the whole time) than to sit separately.

The lady told me to call back at around 4 to see if any seats had open. I did and none had. She told me to call back at 5:05 when the calls would be transferred to the actual venue box office (rather than the downtown offices) and they might know if any had opened up.

Before this point, we had gone back and forth and back and forth about whether to go early and stand in line or just show up when we wanted to and hope for a good seat. At one point, I took a single deep breath and envisioned out loud to my husband, “We’re just going to go when we want and we’ll get the perfect spot.” That was that.

We left the house at 4:45 and drove toward the venue. At 5:50 I called the box office and asked if there were any seats available for upgrading. Here’s how the conversation went:

“Hi. My name is Stephanie Lee and we have two tickets we are supposed to pick up there tonight. They are lawn seating and i’m calling to see if there happen to be any seats that have opened up?”

Nice Box Office Lady (heretofore refered to as NBOL): “Were the tickets purchased in your name? I’m not seeing any record of them…”

Me: “No. They were purchased over the phone on Monday by my daughter, Annabelle.”

NOBL: “Annabelle Lee?”

Me: “yes.”

NOBL (in a suddenly enthusiastic tone): “Oh! We have been talking about her off and on all day!”

Me: “Really? Why?” (perplexed…they’d never met her so I know her dimples didn’t make an impression like they so often do.)

NOBL: “Oh, nothing bad. It’s her name. I’m a HUGE Edgar Allen Poe fan and his poem Anabel Lee is my favorite. I asked her if she knew it when she called and she was so cute on the phone. We chatted about it.”

Me: “Oh how funny! Yeah…She gets that a lot but only from well read people.” (we laughed).

NOBL: “So you’re wanting two seats?”

Me: “Yes, if there are any available.”

NOBL: “Is Annabelle the one picking up the tickets? Are you coming to the concert with her?”

Me: “No. She isn’t coming. She actually bought them as a gift for her dad and me. She texted us and told us we have a date and bought us the tickets. We’re so excited.”

NOBL: “Oh my gosh! How old is she? (I tell her 17 and she says) Seriously?! That is SO nice of her to do that for you two! What a great girl you’ve got there!”

Me: “Thank you! We adore her too!” 🙂

NOBL: “Do you mind holding for a minute?” (Of course not, I say) She says she has to run check on something.

Five minutes later I hear her whispering to her coworker and can only decipher “Annabelle’s parents…I asked Chris and he’s totally cool with it.”

NOBL: “We found you two seats, front row, section A”.

I am dropped jawed. These are LITERALLY THE BEST seats in the house. I thank her profusely and hung up. We detoured to REI to grab some $5 ponchos in case the dark clouds decided to dump on us.

The time comes that we are at the venue walking up to the ticket booth and I have four windows to choose from, one of which says “closed”. I make eye contact in passing with the lady behind that window and smile. She opens her window and waves “I can help you here”. I tell her my name and before i can finish it she says excitedly, “You’re Annabelle’s parents!” She turns and repeats to her co-workers “Hey, this is Annabelle’s mom and dad!” Then back to me “We love her name and love that she bought you guys tickets. You’ve raised a great kid, mom and dad.” Then she turns and says “I have your tickets right here”. She hands us the envelope and says “Theres a little something extra in there from us. Enjoy your evening and good job with that kid of yours. She’s a smart cookie.”

We look in the envelope and there, with our tickets, is a gift certificate to our favorite restaurant in that town. We are stunned. We thank them profusely and float through the gate.

We find our seats and discover a volunteer usher (they are EVERYWHERE here) is waiting near our seats. As we sit down she says “Oh, YOU’RE the ones who got a couple of the Artist’s reserved seats! Lucky you two! That NEVER happens!”

Evidently the performing artist gets X number of seats they can offer to traveling companions or whatever. Evidently, even if they don’t need them, they RARELY remember to give them up so they are rarely available to the public. They are the best seats in the house. Turns out, when she went to “ask Chris”, she meant THE CHRIS! As in Isaak.

As I sit down, I remember the little movie I made in my mind at home about showing up when we wanted and finding the perfect seats. And here we were…even better than I had imagined.

To top it all off, Chris Isaak walked RIGHT BY US during his first song as he walked through the audience and the weather was PERFECT! I cooled down as the sun set, there were no mosquitos, and not a drop of rain fell. It really was so amazing and Chris and his band were so entertaining, told amazing stories, and didn’t once say anything off color or unsavory (unlike a couple of his music videos from the 90’s). It was fantastic.

So, here’s the interesting common thread in all three of these stories:

When I try really hard to “manifest” stuff, it seems like such an unproductive struggle.

When I choose visions from a place of joy and “wouldn’t that be fun?”, they seem to happen almost “too easily”.

The trick for me is to remember what Marianne Williamson says that the Course in Miracles says about miracles: There is no degree of difficulty for God when working miracles.

Note to self: choose joy whenever possible.

So awesome, Stephanie! Thanks for sharing!!!

Learn how (and why) it works, and also learn HOW to tell your mind to choose joy, so that you can experience life this way, too. How can I claim to know such things? It’s been my fascination and obsession for over 18 years to study, learn, practice, and share all the ins and outs of the process. It’s based in science and therefore testable and duplicatable. The challenge is controlling all the variables in the experiment. So many variables! To make a true scientific experiment of it, you need to set all the controls and only test the one variable: your thoughts. I can help you do that, because I’ve helped hundreds if not thousands of people do it since it became my mission to coach people in Rare Faith (my unique angle on the Law of Attraction). I can help you navigate past all the ways it doesn’t work, and show you how to make those fine-tune adjustments that will finally spring your lock open.

I’m telling ya, the same activity with greater awareness and understanding of the laws always yields better results. So come find out what you didn’t know you don’t know! Click to learn more, and join me here!

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#46: Your Greatest Show

This audio is a portion of my keynote at the Re-Creation Retreat, a residential program and school treating personality disorders, trauma and abuse, adoption issues and other life controlling issues. It is an all-girl dual-diagnosis treatment facility, a less costly therapeutic boarding school (up to 50% less than most such programs) offering girls (age 13-17) a journey of self-discovery and self-empowerment. Re-Creation Retreat helps girls overcome and emerge from troubling behavior as emotionally intelligent and self-confident individuals who are ready for a second chance. They lead them to a deeper understanding of their worth, their strengths, and the principles of success in life. Click here to learn more about Re-Creation Retreat.

Here is a letter I received from one of the girls who listened to my presentation at the Re-Creation Retreat’s 10-year anniversary celebration:

Hey, my name is Amanda. I recently graduated from the Re-Creation Retreat. … I just wanted to thank you for all that you have taught me, my family at home, and my family at RCR. We all still talk about your speech … in almost every group. I just wanted to let you know that you are so very appreciated and I personally look up to you a lot. You are seriously someone that has helped me so much in just a few hours. I have struggled a lot in my short 16 years of life (obviously since I was at RCR). I grew up with sexual abuse all throughout my elementary school years. I have a stepbrother who used to violently molest me and I have had a lot of anger and pain from that. I had also been raped when I was 7 by my someone who was in my Mom’s home when I was there. My Mother now doesn’t talk to me as she struggles with bipolar disorder and basic denial of everything that happened to me under her watch. I was called a liar for finally coming out about my stepbrother so I didn’t come out about my rape either until I went to RCR. Many of the girls at RCR have stories like mine and we all have had to work hard just to keep going. I and We all have so much pain, but I will never forget the spider story. I have been able to reconnect with my pain even more in order to see how it really has moved me to greater things. I am now home with my dad and stepmom, but even more, I am home within myself again. For so long I avoided myself in order to try and run from that pain. I was always running from anything that seemed like it might be good because I was afraid of having good. I didn’t think I was worth any good, so I hid and I gave up. Then I went to RCR and I started seeing all of my spiders for what they were. I saw that they were just these little things in my life that hurt a little, but that didn’t mean I always had to be with them waiting to get bitten again. I learned to see my spiders first before I learned how to move away from them in order to reach higher and make more out of my life. You helped me to realize that I could move away from them. Yea, I have pain. Everyone does. You helped me to realize that the pain isn’t me and I can easily step out of that seat and move away from it because I deserve more. Thank you Leslie, I will never forget the lessons you have taught me. With love and sincerity, Amanda Q. (16)

PS. I also wanted to share my story with any of your subscribers who may need help. I want to help anyone I can with what I know now. Thank you.

The Clicker

Here is a picture of the exact clicker I talked about in the audio:

If you find one of these (with or without packaging), I want to buy it!

Here is a television set similar to the one I had growing up. When you pushed the button on the mechanical clicker and pointed it at the TV, the channel knob would make a clunking noise and rotate one notch:

I could not find a picture of the inside of my particular one-button clicker model, but I found an image of a similar model that had a few extra buttons. Check this out:

The outside:

The inside – no battery, just metal rods balancing on a center point and activated by a spring-loaded mechanical button:

I found a 4-button clicker on Ebay and bought two, so I can demonstrate it in future presentations. 🙂

Want to help us create a transcript of this audio? Click here

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